Personal Finance & Investing : How to Become a Day Trader

March 9th, 2010

Becoming a day trader involves setting aside money to invest, and sitting down with other traders to learn the craft. Become a day trader, but only invest with money that one is prepared to lose, with tips from a futures and options floor trader in this free video on personal finance.

Expert: Mark Griffith
Bio: Mark Griffith has graduated in economics and philosophy at Clare College, Cambridge. He has been a futures and options floor trader at LIFFE (London International Financial Futures Exchange).

Filmmaker: Paul Volniansky

Duration : 0:2:52

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Stocks: How do stocks with dividends grow compared to stocks without?

March 8th, 2010

I’m looking for a link to such studies here, so hopefully I can save time from doing my own studies. Basically, I’m looking for edges in the market, and even if dividend stocks grow at the same rate as non-dividend stocks, and dividends are a percent, than I will have a percent plus compounding on that percent every year. May not be much, but every edge counts. Please note that only statistics and studies will help me here. Thanks!

Part of earnings "growth" is earnings from investments made from earnings. Companies have two choices when it comes to earnings, pay it out as dividends, or reinvest it in existing or new businesses to generate additional income going forward. Companies that pay higher dividends are investing less and therefore figure to be growing slower. Companies that pay lower dividends figure to be investing more, and growing faster. No free lunch here.

10 POINTS FOR THE FIRST ANSWER THAT HELPS ME BLOCK THIS SUSPICIOUS SOFTWARE!!!!!?

March 8th, 2010

Uhm, this Security Central Alert thing popped up & asked me if I wanted to block this suspicious software; but I need to download it or buy it. I downloaded it but again it said that it could only detect, not remove. o-o Yeah, it’s stupid o-o So I was wondering if you guys knew a free download link that FILTERS out those viruses/threats, not only detecting or deleting the file it’s found in. Here are the info you may need to know;
Software Name; Trojan.Zlob.G
Risk Level; High
Description; Trojan.Zlob.G is a trojan program that records keystrokes and takes screen shots of the computer, stealing personal financial information.

Again, 10 pts. for the first answer that helps me block this suspicious program.
Thanks!
I know that it itself may be fake and the virus; but last time it happened I kept on ignoring it and guess what?! My laptop wouldn’t even turn on right. I had to reboot it and I lost EVERYTHING in it. So basically I can’t just ignore it, which is what some of you guys are partially saying.

try running your anti virus
nevr ever download anything that is what your anti virus is for.

What’s the best route to become a personal financial planner if we’re coming out of an unrelated major?

March 8th, 2010

So I’m going to be graduating with a non-business related undergrad major. Should I get an entry-level finance job first – would I gain the necessary skills in that job to sit for the CFP exam? I’ve researched certificate programs, but they seem to be geared toward professionals who’ve already been working for a while, and as I won’t have had any finance-related work experience, I’m not sure I can join those programs. What’s with the graduate school programs in financial planning – they only exist in unheard of schools. Not that I have to go to a big name grad school or anything, but my undergrad school is UC Berkeley, so I was wondering if it would be looked down upon for me to then get a masters in financial planning from an unknown school like Widener University. So what should I do? Advice please, Thanks! :D

Lots of people do things that are completely unrelated to their degrees. Don’t be discouraged. Do what you want. If you find out later that you’d be well served by getting a masters you can go back to school. Go for it man! Sounds delicious!

How do you start and prepare a personal budget?

March 8th, 2010


This site literally has step by step instructions.

http://www.ehow.com/how_9701_create-simple-budget.html

define personal budgeting?

March 8th, 2010


Personal finance is the application of the principles of financial economics to an individual’s (or a family’s) financial decisions. It asks, "How much money will you need at various points in the future?" and "How do you go about getting that money?". It deals with questions like: * What is my annual income?* How can I increase my income?* What are my annual expenses?* How can I reduce my expenses?* How do I best budget my available income each year?* How much money can I save each year?

Where can I find free classes on money management and debt managememt in Vermont?

March 8th, 2010

I am looking for a free class on how to manage money, debt and bills. My spouse and I have trouble making budgets and are feeling over whelmed with the living paycheck to paycheck. Our debt keeps increasing yet on paper, we should be doing well. We are looking for help that is free of charge on advise on how to get better at managing our money.

Vermont Women & Money Conference will focus on money management, retirement planning, and investment strategies, and is free for women of all ages and economic backgrounds and all levels of financial knowledge.
For more information or interview: Jeb Spaulding, State Treasurer, 802-828-2301

Also check out this site:
daveramsy.com

Budgets or schedules uses data contained in the selling and administrative expense budget?

March 8th, 2010

Which of the following budgets or schedules uses data contained in the selling and administrative expense budget?

A) Cash payments schedule
B) Cash receipts schedule
C) Inventory purchases budget
D) Sales budget

Answer A.

The flow of data in this case is Sales Budget -> Selling and Administrative Budget -> Cash Budget (Cash payments schedule).

How are you budgeting with prices going up and up?

March 8th, 2010

Sometime I have a hard time budgeting and wanted to what you do to have a little extra money saved back.

1. I say clip coupons all the time and buy sale items.

I once helped my family turn a $200 grocery bill into a $80 bill for scan and clipping coupons. trust me it is worth it.

2. Put all coins in a jar then cash them in.

3. Buy out off season clothes for cheap at places like plato’s closet

4. research sales online

5.research the lowest gas prices in your area ( don’t have to anymore)

6. have a set amount you put away if you have a job like 15%

7. set financial goals

Is There anyone out there looking for a wedding planner on a budget?

March 8th, 2010

Event Management & Wedding Planner to fit anyones budget. Travel nationwide around Ireland.Am in the process of having a new webpage built. Until then I am using this as my temporary one.
http://www.freewebs.com/amazingeventspr
I was wondering if anyone out there is looking for an event coordinator & if you were based on my webpage would you contact my company for a free consultation. Thanks

I have looked at your site, as I own a business that offers wedding services to brides. I have to say that your idea is great, but you must have someone check over your spelling, grammar and punctuation on the site. There are several big mistakes, and it doesn’t create a good impression of your business, especially if you are selling yourself as someone who will organise things for other people. It makes you look amateurish. For example, you have consistently spelt the word "business" wrong – it is "business", not "buisness"! Also, the form on the website for potential business owners to sign up with you does not work. Again, this sort of thing does not look good. You have a lot of competitors in the wedding services industry, so it makes sense to put yourself ahead of the competition. It’s just the same as applying for a job – if you send in a neatly typed CV you will stand much more of a chance than people who send in a smudged, hand-written scrawl with spelling mistakes!
I hope you will not take my comments the wrong way. I am just trying to give you some constructive advice from someone in the same business as you.
Good luck!