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I would like to have an Excel spreadsheet to budget my money and track my transactions. I have a checking account and credit card I would like to watch. I would like to enter in the date of the transaction, the name (i.e. place), a category, and the $ amount. In return I would like to be able to see how much I’ve spent total, how much in a category, how much at a specific place, how much each month, etc, etc. I’m pretty handy with Excel, so if you could share some formulas with me that would be great. I would also like to be able to use pie charts (i.e. to see how much money goes into which category) and line charts. Any help is greatly appreciated! Thanks!

You can start by dividing your budget in two categories, Income and Expenses. You will have to take care of the formulas. Here is a sample.

Cash Balance Forward (the starting cash in your account)
PayCheck
Other Deposits
Sut total Income

Expenses
Savings (15% of take home income)
Rent
Utility Bills
Transportation
Food
Consumer Debt
Miscellaneous
Subtotal Expenses

Total (Income – Expense)

http://www.georgesbudget.com

Georges Budget for Excel v3. – Accounts Summary.

Excel based personal budgeting spreadsheet software.

This software will help you manage your financial accounts by providing registers where you can track your account transactions and balances as in a checkbook, a worksheet where you can create a budget and add your own categories, and reports and charts to summarize your information.

www.georgesbudget.com

Duration : 0:10:4

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I’m looking for some kind of budgeting software to keep my finances in check.

Thanks!

You know you can use an Excel program. You don’t need anything fancy. Can you write Excel formulas?

OK so i just downloaded a tool to help start a budget for me and my husband i want to stop working and stay home with our 7 month old baby. According to the tool after everything is paid for the month we will have 24% of our monthly income left over. which is about 550 dollars. I am curious if you think that im being selfish or if maybe that isnt enough of left over money at the end of the month? In my budget i included food, gas, credit cards, rent, utilities, household items ect.. so that 24% is really extra money. My husband is freaking out and i think hes overreacting, please let me know what you think and if there are guidelines you should follow when setting up a budget

thanks in advance

i know this is the wrong category really but i always get good answers here

I think it’s important to also account for emergency expenses as well. Such as a vehicle breaking, your child getting sick…things like that. Also, keep in mind that you really can live off of less money. My husband and I combined make about $9000 monthly, and I save $7000 every month. I do this by putting all of the money into our savings account and allowing $300 weekly to live off of. We usually have lots left over for the next week and then it goes back into savings. Just think about what you are going to buy and if you really need it. Everything always works out in the end Also, good on you for staying home with your child.

Good luck and congrats!

Learn how to set a budget, in this free video on personal finance tips.

Expert: B D Benson
Bio: Mr. Benson is a certified financial counselor specializing in personal and family finances. He has been serving individuals and families in the Pacific Northwest for over 18 years.
Filmmaker: Doug Benson

Duration : 0:2:1

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Like how do you break everything down and write a budget and stick to it?

I use the envelope system. Label a few envelopes with categories out of your budget; rent, food, entertainment, savings, gas, etc. Fill the envelopes with however much cash you want to spend each month (or week). When you need to make a purchase, take cash out of the appropriate envelope. This system is an almost foolproof way to limit your spending and stay under your budget. PS: Shred your credit cards. They only get in the way by making budgeting more complicated.

Calculating Monthly Pay and Over Under in this free series of personal finance video from our professional Certified Public Accountant (CPA).

Expert: Tom Noah
Bio: Tom Noah has been a Certified Public Accountant (CPA) for over 27 years.
Filmmaker: Drew Noah

Duration : 0:1:14

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Technorati Tags: accounting, balancing, book, budget, check, finances, financing, personal

Personal finance is the application of the principles of financial economics to an individual’s (or a family’s) financial decisions. It asks, "How much money will you need at various points in the future?" and "How do you go about getting that money?". It deals with questions like: * What is my annual income?* How can I increase my income?* What are my annual expenses?* How can I reduce my expenses?* How do I best budget my available income each year?* How much money can I save each year?

I have a windows vista operating system on an HP Pavillion 6000 series entertainment notebook. I’m looking to find some free budgeting software if possible. I have a home budget for dummies disc that I wanted to load but it doesn’t list Vista as a compatible operating system. It only lists the standards (win 98, 00, Me and XP) If you know of any websites I would appreciate it. thanks
also i did try the software on my system and i’m getting an error which will not allow it to run. i’ve also tried running it through compatability mode and it still doesn’t work.

Chances are the CD you have will work fine in Vista – give it a try!

Otherwise, AceMoney Lite works fine in Vista:
http://www.mechcad.net/products/acemoney/index_lite.shtml

Calculating expenses in this free series of personal finance video from our professional Certified Public Accountant (CPA).

Expert: Tom Noah
Bio: Tom Noah has been a Certified Public Accountant (CPA) for over 27 years.
Filmmaker: Drew Noah

Duration : 0:0:53

(more…)

Technorati Tags: accounting, balancing, book, budget, check, finances, financing, personal