Another part of end of the year fun is budgeting. For basic budgeting in Dynamics GP, Excel Based Budgeting is the way to go. This videocast takes you through the process very quickly. It’s a 5 minute overview after all, but after viewing this, you’ll be able to get started with your Excel based budget for Dynamics GP.
Duration : 0:5:38
Sometime I have a hard time budgeting and wanted to what you do to have a little extra money saved back.
1. I say clip coupons all the time and buy sale items.
I once helped my family turn a $200 grocery bill into a $80 bill for scan and clipping coupons. trust me it is worth it.
2. Put all coins in a jar then cash them in.
3. Buy out off season clothes for cheap at places like plato’s closet
4. research sales online
5.research the lowest gas prices in your area ( don’t have to anymore)
6. have a set amount you put away if you have a job like 15%
7. set financial goals
I’d like my software to be able to pull bank account transaction information (obviously securely) into a budgeting database. Its possible that customers will come from many different banks. What is the best way to go about doing this?
Web Services. You must make some arrangements with the banking company for details on their exposed web services to get the bank transactions of specific users.
Once you get the specific web services, you can just call these on your application.
Among the most common New Years resolutions is to sticking to a budget. If that sounds familiar, you’ll appreciate the next story: money reporter Stacy Johnson provides some expert guidance when it comes to tracking the family finances.
Duration : 0:1:34
Like budgeting very very tightly or just not going to an expensive college or something, but just by getting financial aid? Is it possible to go to college by having this kind of budget and saying no to student loans ?
Yes, it’s possible by doing both, watching your budget very carefully and not going to a very expensive college. Good thinking!
Find yourself some free money:
http://www.fastweb.com
http://www.scholarships.com
http://www.petersons.com
http://www.BestFinancialAid.info
http://www.finaid.org
Like budgeting very very tightly or just not going to an expensive college or something, but just by getting financial aid? Is it possible to go to college by having this kind of budget and saying no to student loans ?
Yes, it’s possible by doing both, watching your budget very carefully and not going to a very expensive college. Good thinking!
Find yourself some free money:
http://www.fastweb.com
http://www.scholarships.com
http://www.petersons.com
http://www.BestFinancialAid.info
http://www.finaid.org
Chapter 17b – Energy Budgeting: Petroleum has supplied the surplus energy that has allowed for social complexity, industrialization, and the modern conveniences that we enjoy. In this chapter, Dr. Chris Martenson explains that in the future our supply of surplus energy will decline due to the fact that increasing amounts of energy will be required to produce new energy. When poor net energy (ERoEI) returns are paired with peak oil production, it points to a return to a less complex society.
http://www.chrismartenson.com
Duration : 0:12:16
What are the pros and cons of budgeting and forecasting
A budget is (usually) an exercise to create the initial, static, expected financial results for the time period, usually the 12 month fiscal year.
A financial forcast is performed post budget and takes into account the actal results, changes that have taken place in the static budget and any new items not budgeted. The forecast can be for the balance of the fiscal year, or go out beyond the budget perod (i.e. rolling 12 month forecast)
Basically what the header question asks.
What are the rules or principles of finance for saving and what are the rules or principles of finance for budgeting?
Thanks in advance
First rule is pay yourself first. You want at LEAST 10% of your take home pay to go into savings. Preferably 20%. Other than that, don’t put anything on a credit card that you can’t pay for in cash, pay off your FULL balance on your credit card every month (not just the minimum payment), and pay cash for everything you can, with the exception of maybe cars and a home. Don’t get suckered in to the need for immediate gratification. if you can’t afford something now, save up for it, don’t put it on credit.
Everything else goes from there, keep your monthly expenses down to a minimum and try to keep at least three months’ worth of expenses in your savings account. And remember that the little things add up. Movies, dinners out, and things like that really eat up your paycheck. Try to keep those to a minimum.
Also, I’d recommend getting into a high-yield checking account, like Schwab. Good luck!
Before Finance Minister Pranab Mukherjees Budget speech in the Parliament, NewsX brings you an exclusive discussion on Union Budget 2010.
Duration : 0:6:40