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I wanna know what stocks are starting from low and are starting to climb up before it reaches its peak. Like gold minning, technologies, biotech, energy, computers, websites,natural resources, good chinese and indonesia stocks too. If chinese and vietnamese currency is good to invest in and mutual funds to. I know house market is down but do u think its good to buy b/c its pretty low stocks from before.

Long Term Stock to hold, I have found Proctor and Gamble (PG) to be a relatively stable and productive investment.

Mutual Funds are good because they invest in the stocks of numerous companies, thus diversifying your investment.
I own many.

For a risky short term gain, I’ve made $700.00 in CCTC in a month and a half with a $500.00 investment.

Sold part of my shares today to get my $500 investment out. Now I play with the $700 I made.
Very Risky Investment though !
It might be at it’s high now. Who Knows?

If you can’t afford to lose any of your investment, go to a bank C.D. or Money Market Account.

I don’t know about foreign currency or investing in the housing market.
Good Luck.

DRIP’s are not safe! They are purchasing stock in a company w/o a Broker but directly from the company. Cheaper Yes, safe No. You can’t sell quickly either.
Reinvest dividends let’s you build more shares which is good.
Good place to start, like I did.

Im 15, heading into grade 10 with some grade 11 courses, and personally, i cant decide what im going to do. I ruled out 6 options, that have to do with personal,financial and influencial opinions.

Family Practitioner: So i can please my parents, My Mom is a Lab Tech and my Father is a Family Practitioner.

Lawyer: Only job im kinda interest in that makes a-lot of money.

Teacher: What my mom wants me to be.

Fire Fighter:WHat my mom wants me to be.

Cardio-Surgeon: Something im REALLY REALLY interested in, but my father prefers me to be a Family Practitioner, I personally think he just dosent want me to overshadow him.My mother thinks im not driven enough to become a Surgeon period, but i think I am.

and Finally

Software Engineer: Something also interesting, My mother says this is number 1 choice my parents want me to be.

Okay, what im saying is, id like some opinions, I know asking random people about my future is stupid, but it may give me some guidance.

teh best answer here is simply answering this question… what are u good at? whats ur field of expertise? from there u can decide what ur future wud be… remember that no one can make a good person as u are and no one can create ur on career.. its u and only u alone that ur make of urself.

I want to do financial planning on a part time basis. I have a decent career in banking that I’m not ready to walk away from. I have the right academic credentials for financial planning, I have a masters in finance, undergraduate in business and a certificate in personal financial planning. Still if prospects ask I don’t plan on misleading them. I will tell them My full time job is in the general finance area of banking but my academic background is well suited for financial planning. Do you think it will be difficult to obtain business without being on a full time basis?

Your best bet would probably be to partner with an existing advisory or CPA firm. As a banker, you are used to something of a captive audience. As an independent, prospecting is the whole ball game, and it can’t be done part-time.

I have several credit cards, rent, a loan payment, etc. – it seems that I am always short at the end of the month when most of my payments are due. How do I set-up a weekly budget that will stop this problem and allow for other expenses such as food and gas?

I have read Crown Financial (above poster: www.crown.org) but I use Dave Ramsey’s budget. His is to the dollar which helps me. His budget forms are on his website and he explains how to use them. (http://www.daveramsey.com/fpu/home/?FuseAction=dspContent&intContentID=135 you will want the Monthly Cash Flow Planning Forms).

Either site Crown or Ramsey will send you in the right direction. Both have the same philosophy, get out of debt, use cash and have financial peace!

I would like to have an Excel spreadsheet to budget my money and track my transactions. I have a checking account and credit card I would like to watch. I would like to enter in the date of the transaction, the name (i.e. place), a category, and the $ amount. In return I would like to be able to see how much I’ve spent total, how much in a category, how much at a specific place, how much each month, etc, etc. I’m pretty handy with Excel, so if you could share some formulas with me that would be great. I would also like to be able to use pie charts (i.e. to see how much money goes into which category) and line charts. Any help is greatly appreciated! Thanks!

You can start by dividing your budget in two categories, Income and Expenses. You will have to take care of the formulas. Here is a sample.

Cash Balance Forward (the starting cash in your account)
PayCheck
Other Deposits
Sut total Income

Expenses
Savings (15% of take home income)
Rent
Utility Bills
Transportation
Food
Consumer Debt
Miscellaneous
Subtotal Expenses

Total (Income – Expense)

It seems like this would help get on the right track once they leave prison. My brother-in-law has been incarcerated both in Arkansas and Alaska but does not manage his money well at all.

I agree with you man. When I was younger I rebelled for a little while and dated a guy that was once in prison. He later on took me for all I was worth because he could not keep his own crap straight. Now I have a daughter by him but I had his rights signed over and don’t have to worry a thing about him anymore. But you are right I think that they should be taught valuable things in prison while there. We the tax payers are paying for something right, why not a little education for them.

I am looking for the ballpark range on how much companies invested in 08 or will invest in 09 on advertising on myspace, facebook, or managing and maintaining similar web 2.0 initiatives

Personally, we’re not seeing much if any being spent by our (http://www.voveo.com) clients… could be because our clientelle are largely b-to-b. I would venture to guess that b-to-c companies would take a different view. This WSJ article questions the value http://blogs.wsj.com/biztech/2008/07/16/why-most-online-communities-fail/. Also cites some figures on spend.

For b-to-b, a better approach to getting into social is through a customer support medium… can kill two birds with one stone. Not to mention, there are free, brandable, hosted solutions out there.

I am a single mom of two who just lost her job. While I am looking for other employment, I am looking for help with budgeting. Any suggestions on simple to use resources, etc… Also, I would welcome any tips you may have. Any help would be most welcome!

Many thanks

First, there are not get rich quick schemes. There are ways to get rich but they take time and effort. Even though, don’t be discouraged. Second, I subscribe to the Dave Ramsey mentality. Take a look at his website, there are a lot of free resources. Plus, you should be able to get his book from your local library for free.

Daveramsey.com

If you like my answer please visit my blog: joshssimplelife.wordpress.com

Here’s a good start

http://financialplan.about.com/cs/budgeting/l/blbudget.htm

Track what you spend!

When I first did this, I found out I was spending 200-300 each month for lunch and snacks at work (major ouch)

another Good website: DaveRamsey.com